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January 2025 Standard Forms Release: Updated Tenant Occupied Property - Buyer’s Notice to Seller for Vacant Possession Form

The implementation of Bill 14 introduced updates for buyers and sellers of tenanted properties under the Residential Tenancy Act. These changes affect how and when notice can be served to obtain vacant possession of a property and impose stricter penalties for non-compliance or bad-faith evictions.

To increase awareness about these changes, an information page has been added to the Tenant Occupied Property – Buyer's Notice to Seller for Vacant Possession form. This page outlines the updated requirements for requesting vacant possession, the personal information needed to generate notices, and the potential legal and financial penalties for non-compliance.

The addition of this new information sheet ensures that the form aligns with important considerations pertaining to the Residential Tenancy Branch's changes to its portal, which are now in effect as of Wednesday, January 22, 2025.

The updated form includes a new information sheet and is now available on WEBForms and the Royal Pacific Intranet.

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Legally Speaking #580 | Past Due: Expired Offers, Expired Contracts, and What to Do With Them

Real estate transactions often happen in a hurry. Many clients and REALTORS® also have busy lives and practices, and a number of things to keep track of. However, the legal principles of contract interpretation do not cut the parties or their agents any slack when complying with due dates in a contract. Depending on the type of obligation that is due, when these dates are missed, you can end up with an expired deal on your hands. While offers can be revived in some cases, contracts cannot. Even where revival is possible, there are pitfalls and consequences to be aware of and avoid.

Reviving an Expired Offer

An offer expires when an offer or counter-offer is not accepted by the specified acceptance date and time. There is no obligation on another party to accept an offer, but if they fail to do so by the required time, the offer can no longer be accepted.

Offers can technically be "revived" in that they can be made again on identical substantive terms by changing the time and date for acceptance to sometime in the future. However, this can be risky because it is not as simple as changing some dates; all terms need to be reviewed again to make sure they work on the new proposed timeline. Depending on the circumstances, the expired offer may include terms that do not make sense anymore or are not appropriate given the passage of time. The longer the gap between an offer's expiry and its revival, the higher the chances that at least some terms will need to change.

For example, reviving an offer may require adjusting other dates in the contract, such as subject removal dates or completion, possession, and adjustment dates. There may also be an opportunity for a buyer to do some of the due diligence initially included as subject conditions in the expired offer. Completing this step before re-making the offer can make it more attractive to the seller(s) and increase the likelihood of acceptance. Finally, if an offer has expired for a significant amount of time, the Contract of Purchase and Sale may have been updated in the interim. In such cases, the REALTOR® should use the most current version of the form when preparing an offer.

Starting a fresh offer, while preferable in most cases, is not without risk either. REALTORS® should ensure that all terms that their clients still want to include and that still make sense, are accurately carried over in the new offer. Extra caution is needed to ensure that nothing is inadvertently changed when entering information into the fresh offer form.

It is almost certain that any required information regarding the Home Buyer Rescission Period in an offer will have to be amended when an offer is revived, unless it simply needs to be extended by a few hours.

Expired Offer vs. Expired Contract

There is a difference between an expired offer, which is where an offer or counter-offer was not accepted by the specified acceptance date and time, and an expired contract, which is where a contract with subject conditions was entered into but one or more of the subjects were not removed by the specified subject removal date. Both documents are of no further force and effect. However, reviving an offer is possible, whereas reviving a contract is not.

Once a contract expires, the parties have an opportunity, but not an obligation, to enter into a new contract on identical substantive terms. One or more parties can also decide that they no longer want to agree to the previously settled terms and can either try to negotiate some changes or walk away from the deal entirely.

A contract cannot be revived by simply having one or more parties sign a subject removal addendum after the time for removing subjects has expired. It is also not advisable to attempt to revive a contract by using a simple addendum stating the parties agree with all the terms in the contract other than new subject removal dates. There are potential issues with the enforceability of such an addendum for failure to provide additional consideration, or value, for the change. It also creates a contradiction between the subject removal dates in the contract, in the addendum, and potentially other inconsistencies. Contracts that are not internally consistent can lead to serious legal interpretation problems, resulting in outcomes that your clients may not want or have not anticipated.

The best practice similar to with an expired offer, is to go through the contract term by term and carefully input them into a new contract form, making any date or sequencing amendments that need to be made as a result of the expiry. While this does not guarantee a deal will be re-made, it should avoid additional issues caused by inconsistent contract terms. If the Contract of Purchase and Sale has changed in the interim, REALTORS® should advise their clients of the changes.

Tracking Dates – A Realtor®'s Responsibility

If offers or contracts expire as a result of a REALTOR®'s failure to remind their clients of important dates requiring their attention, this can create both civil liability and regulatory issues. This risk remains even if the REALTOR® attempts to revive or re-make the offer or contract but fails to do so effectively.

REALTORS® should remind clients of all important dates in a contract or offer that requires them to act. If the client fails to take the required action, resulting in the expiry of a deal the client did not want to lose, the client may argue that the REALTOR® is at fault for failing to provide adequate warning about the deadline. While parties to a contract have an obligation to look out for their own interests and monitor important dates, it is likely that in most cases, the responsibility to track dates would be found to be shared if the matter were brought before the courts in a lawsuit for realtor® negligence or breach of contract.

There are also potential regulatory consequences for failing to advise clients of due dates and / or ineffective efforts to keep the deal alive once those dates have passed. For example, in a case decided by way of a consent order by the then Real Estate Council of BC (RECBC), a REALTOR® attempted to revive a contract after the subject removal period had expired. This was done by way of an addendum acknowledging that the subject removal date was missed but saying that all parties agreed that the contract was to continue. The REALTOR®, acting as an authorized dual agent, was disciplined, in part, for:

a) failing to act in the best interests of their client and to disclose all material information, as currently required by Rule 30 of the Real Estate Services Rules (the "Rules"), by not having advised their seller client that the buyer had missed the subject removal date; and

b) failing to exercise reasonable care and skill, as currently required under Rule 34 of the Rules, when they attempted to revive the contract by way of an addendum, since contracts cannot be revived.

Luckily, the transaction in that case ultimately closed without any damages suffered by the clients. However, the REALTOR® was sanctioned by RECBC for their actions.

As this article has hopefully highlighted, the easiest way to avoid revival issues is to simply not miss any contract deadlines. However, if it happens, REALTORS® should make sure they are taking the right steps to try to get the deal back on track, and to take great care as they do so.

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Property assessments see minimal increases for 2025

Property owners receive their 2025 assessment notices the first week of January, an assessment which reflects the market value as of July 1, 2024.

"Across the Lower Mainland and throughout BC, the overall housing market has generally stabilized in value for a second consecutive year," said BC Assessment (BCA) Assessor Bryan Murao. "Most homeowners can expect only modest assessment changes in the range of -5% to +5%."

For detached homes in the Greater Vancouver area, Burnaby and Pemberton tied with a four per cent increase. Other increases ranged from zero to three per cent.

For strata homes, the highest increase was two per cent in Port Coquitlam, Port Moody, and Delta. Following with an increase of one per cent was Coquitlam, the District of North Vancouver, Squamish, and Richmond.

For detached homes, the biggest drop was in Surrey which saw a three per cent decrease, followed by Pitt Meadows, with a two per cent decrease. Langley and Surrey stratas declined two per cent, while Vancouver and West Vancouver stratas declined one per cent.

For new construction or substantially renovated homes, the estimate is based on the physical condition as of October 31, 2024.

Viewing the assessment notice

Property owners can also see a property’s assessment using the address on BCA’s website.

Details include a photo, a property description (land and buildings), the total assessed value, the previous year’s value, the legal description and property ID.

If property details are incorrect, property owners are directed to complete and submit an Data Validation Form.

Property owners can also compare neighbouring properties and sample sold properties to decide whether their property has been correctly assessed. 

Deadline to appeal assessment is January 31, 2025

Property owners who disagree with their assessment should do homework by:

  • comparing their assessment with neighbouring properties; and

  • contacting BCA at 1-866-825-8322, talking with staff who can make adjustments if there’s an obvious error, for example if BCA included a complete renovation when there was only a spruce-up or an upgrade for plumbing or electrical.

Property owners who decide to appeal their property assessment should review information on the Property Assessment Appeal Board website on how to prepare for an appeal.

Each year less than one per cent of BC property owners appeal their assessments.

Note: you can’t appeal your taxes. You can only appeal your assessment.

For information about BC Assessment and to access e-valueBC visit: www.bcassessment.ca or phone 1‑866-825-8322.

Sample property value changes year-over-year, by neighbourhood

Location2024 Typical Assessed Value as of July 1, 20232025 Typical Assessed Value as of July 1, 2024% Change  
Anmore detached$2,544,000$2,575,000+1%
Bowen Island detached$1,365,000$1,374,0000%
Belcarra detached$2,045,000$2,074,000+1%
Burnaby detached$1,973,000$2,044,000+4%
Burnaby strata$731,000$732,0000%
Coquitlam detached$1,722,000$1,738,000+1%
Coquitlam strata$720,000$727,000+1%
Delta (incl Ladner / Tsawwassen) detached$1,406,000$1,410,0000%
Delta strata$747,000$759,000+2%
Gibsons detached$939,000$963,000+2%
Maple Ridge detached$1,226,000$1,223,0000%
Maple Ridge strata$658,000$655,0000%
New Westminster detached$1,567,000$1,590,000+1%
New Westminster strata$645,000$644,0000%
North Vancouver City detached$1,988,000$1,990,0000%
North Vancouver City strata$836,000$839,0000%
North Vancouver District detached$2,087,000$2,124,000+2%
North Vancouver District strata$945,000$940,000+1%
Pemberton detached$1,340,000$1,390,000+4%
Pitt Meadows detached$1,305,000$1,285,000-2%
Port Coquitlam detached$1,391,000$1,416,000+2%
Port Coquitlam strata$669,000$680,000+3%
Port Moody detached$1,842,000$1,851,000+1%
Port Moody strata$826,000$841,000+2%
Richmond detached$1,874,000$1,890,000+1%
Richmond strata$779,000$784,000+1%
Sechelt detached$884,000$885,0000%
Squamish detached$1,475,000$1,483,000+1%
Squamish strata$830,000$833,000+1%
Vancouver detached$2,209,000$2,206,0000%
Vancouver strata$807,000$798,000-1%
West Vancouver detached$3,050,000$3,052,0000%
West Vancouver strata$1,407,000$1,388,000-1%
Whistler detached$2,842,000$2,821,000-1%
Whistler strata$1,349,000$1,344,0000%

Source: BC Assessment

Did you know?

  • BCA is a provincial Crown corporation, since 1974 responsible for determining and reporting property value estimates.

  • Number of properties assessed province-wide: 2,207,009, an almost increase of one per cent from 2023.  

  • Total value of the 2025 roll is $2.83 trillion, an increase of just over per cent from 2023.

  • Total value of new construction, subdivisions and rezoning: $38.3 billion, a decrease of over three per cent from the 2024 Roll of $39.6 billion.

  • For the Lower Mainland region, total assessments generally remained flat from about $2 trillion in 2024, to $2.01 trillion this year.

  • Almost $27.2 billion of the region's updated assessments is from new construction, subdivisions and the rezoning of properties. 

Property tax

Property taxation is set by local and provincial taxing authorities after determining their budget needs and calculating property tax rates based on the assessment roll for their jurisdiction.

Municipalities determine tax rates for each property class in the spring, once the assessment roll is finalized. Changes in assessment over the year don’t automatically translate into the same percentage changes in property taxes for any particular class of property or for any individual property.

Questions?

Contact BC Assessment

More info

Learn more about Lower Mainland assessments

Learn about province-wide assessments

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What REALTORS® need to know about the BC Home Flipping Tax

By Jennifer Lynch, VP, Professional Services

If you're working with buyers considering purchasing a property for the short-term or sellers looking to sell within the first 730 days of ownership, there's an important new tax you need to know about. Starting January 1, 2025, the BC Home Flipping Tax will apply to certain property transactions, and as a REALTOR®, it's important to understand how it could impact your clients' decisions. Here's a quick breakdown of what you need to know. 

The BC Home Flipping Tax applies to income from selling or assigning a property within the first two years (730 days) of ownership. This includes properties bought before January 1, 2025, if they are sold on or after that date and owned for less than two years, unless the property is exempt. 

This new tax is separate from the federal property flipping tax and is calculated independently of federal or provincial income tax systems. 

Overview of Key Points for REALTORS®

1. Taxable Transactions 
The BC Home Flipping Tax generally applies to income earned from the sale of:  

  • Properties with a housing unit. Properties zoned for residential use. 

  • The right to acquire the above properties, such as the assignment of a purchase contract for a pre-build condo building 

2. Tax Rates and Ownership Periods 

  • Properties sold within 365 days are subject to a 20 per cent tax on the profit earned. 

  • The tax rate decreases gradually until the 730-day mark, at which point the tax no longer applies. 

3. Exemptions 

  • Certain exemptions may apply under the BC Home Flipping Tax.  

  • Exemptions may either apply automatically or require filing a BC Home Flipping Tax return, depending on the specific exemption. 

  • Sellers must file a return within 90 days of the sale, if they are subject to the tax or if they are claiming exemptions that require filing. 

  • Details are available here

How REALTORS® Can Support Clients 

REALTORS® play an important role in raising awareness and empowering clients to make informed decisions. Here are some ways REALTORS® can effectively support consumers: 

  • Be aware of the BC Home Flipping Tax and its potential impact on transactions. 

  • If clients are considering purchasing a property for short-term holding or selling a property within two years of purchase, encourage them to consult with a tax professional. This will help them understand how applicable taxes may affect their specific transaction. 

  • Provide links to official resources, such as the BC Home Flipping Tax page on the BC Government website for accurate and up-to-date information. 

Staying Proactive in Your Role 

The introduction of the BC Home Flipping Tax highlights the importance of staying informed about regulatory changes and the potential impacts on clients. 

While REALTORS® should not provide tax or legal advice, they can direct clients to official BC Government resources for up-to-date information here. To help clients fully understand their obligations and explore any potential exemptions, REALTORS® should also recommend consulting qualified tax and legal professionals.

By keeping up to date on regulations, REALTORS® add significant value by equipping clients with the knowledge and resources they need to navigate complex real estate matters and achieve their goals. 

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2024 Staff Appreciation Fund Campaign

Each year the REALTORS® of Royal Pacific Realty do a Christmas campaign to show appreciation for our support staff. Contributions can be made until January 31, 2025. 

Click the following link to fill out and submit the online form:

Forms are also available at your Royal Pacific Realty office.

Thank you for your participation!

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GVR is now proactively auditing listings to ensure accurate MLS® data

As part of our ongoing commitment to elevating professionalism and maintaining the integrity of our MLS® system, Greater Vancouver REALTORS’® (GVR) MLS® team is now proactively auditing MLS® listings.

Our aim is to reduce member frustration and increase MLS® data accuracy.

What you need to know

GVR’s MLS® team will conduct audits to verify that listings meet the standards set by the Rules of Cooperation, starting with ensuring all necessary documents and pictures are uploaded within 24 hours.

As we refine this process, we’ll expand the scope of our audits to address other issues such as missing data, incorrectly completed fields, and violations in remarks.

Action required

If you receive an audit email, you’re required to respond and resolve the issue within 24 hours. If you don’t respond, we’ll “cancel protect” your listing, meaning it won’t be visible until its expiry date, or the issue is resolved.

Why are we doing this?

When surveyed, most common complaints among members revolve around incomplete or inaccurate information on MLS® listings.

The MLS® system is a critical tool for Comparative Market Analyses (CMAs) and for generating accurate industry statistics.

And it’s not just members who are affected.

When listings are posted with missing, inaccurate, or incomplete information, like incorrect square footage or missing strata documents, it undermines public trust in our profession and the value of the MLS®.

We believe that by proactively addressing these issues, we can uphold high standards and maintain the reliability of the MLS® as a resource for professionals and the public.

What can you do?

  1. Meet your obligations: Ensure all your listings comply with MLS® rules. Complete data fields, upload required documents, and double check the accuracy of the information you provide.

  2. Use the corrections button: If you notice rule violations in other listings, please continue to notify us by using the corrections button. Your vigilance helps maintain the system’s integrity.

  3. Respond promptly to audit requests: If you receive an audit notification, make it a priority to resolve the issue and communicate with our staff within 24 hours.

A commitment to data quality

GVR is committed to improving data quality across the board. We’re allocating more resources to monitor and ensure that all MLS® listings meet the highest standards.

Section 3.06 of the Rules of Cooperation clearly states, "It is the responsibility of every member to provide clear, accurate, and factual information regarding any listing."

This is a responsibility we all share, and we cannot achieve success without your cooperation.

By working together, we can create a stronger, more reliable MLS® system and continue to enhance the professionalism of our industry.

Thank you for your ongoing support and dedication to maintaining the high standards that benefit us all.

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BCREA updating Standard Forms on Nov 12: What you need to know

The BC Real Estate Association (BCREA) is updating many of their Standard Forms on November 12 to better reflect current practices and requirements.

One critical change REALTORS® should note is the update to the Contract of Purchase and Sale - Residential that will now include GST in the purchase price, if it's applicable.

Updated forms include:

  • Buyer Acknowledgement of Advice, Rights, and Benefits

  • Contract of Purchase and Sale for Business Assets Including Real Property

  • Contract of Purchase and Sale of a Leasehold Interest in First Nations Reserve Lands (Third Party Approval Not Required)

  • Contract of Purchase and Sale of a Leasehold Interest in First Nations Reserve Lands (Third Party Approval Required)

  • Contract of Purchase and Sale of a Manufactured Home on a Rental Site

  • Contract of Purchase and Sale – Residential

  • Offer to Lease (Commercial)

  • Offer to Lease Addendum / Amendment

  • Privacy Notice and Consent Form

These new forms will be available on WEBForms on November 12.

What’s changing?

Here’s a quick overview of what’s changing:

Buyer Acknowledgement of Advice, Rights, and Benefits

The Buyer’s Acknowledgement of Information – Recommended Conditions form will be renamed to Buyer Acknowledgement of Advice, Rights, and Benefits to better reflect its contents.

It'll also include new language addressing risks associated with making unconditional offers before securing financing, along with better documentation of agent-to-buyer disclosures.

Contract of Purchase and Sale for Business Assets Including Real Property

The Contract of Purchase and Sale for Business Assets form will be renamed to Contract of Purchase and Sale for Business Assets Including Real Property. It'll include a provision requiring real property trading services to use the form.

Additionally, "Section 28: GST" will be updated to include references to the Provincial Sales Tax Act, with the section now titled "Section 28: GST and PST."

Contract of Purchase and Sale of a Leasehold Interest in First Nations Reserve Lands

Updates to the Contract of Purchase and Sale of a Leasehold Interest in First Nations Reserve Lands will include the addition of a GST disclosure, removal of GST from customary costs shared by the buyer and seller, and the inclusion of default language specifying GST is included in the purchase price.

The form will also reflect a broader definition of member boards to include associations. There are two versions of this contract: one for cases where third-party approval is required and another where it's not.

Contract of Purchase and Sale of a Manufactured Home on a Rental Site

The updated form will include a GST disclosure, removal of GST from customary costs, and default language for including GST in the purchase price.

It'll also include a revised definition of member boards and a reformatted presentation of sections related to offers and acceptance.

Contract of Purchase and Sale – Residential

This form will be updated with the same revised definition of member boards, with the addition of a strengthened notice regarding the buyer’s rescission rights.

“Section 1: Purchase Price” will also be updated to include “GST” if applicable. A corresponding change (including the new “GST disclosure”) will be made to the information page. 

Adding that GST is included in the “Purchase Price”, if applicable, by default is a big change that Realtors must draw to the attention of buyers and sellers. Realtors should advise buyers and sellers to obtain professional tax and accounting advice regarding how this will affect their out-of-pocket cost and net proceeds. Realtors should also advise clients that this default position can be negotiated between the parties along with other terms and conditions in the CPS. Expanding GST disclosures on the information page helps increase consumer understanding of the implications of GST and that additional professional advice may be required to determine GST applicability, which might result in added costs.

It'll also be reformatted, with clearer language and new initial boxes for the rescission notice section.

Offer to Lease (Commercial)

The Offer to Lease form will be renamed to Offer to Lease (Commercial) to better reflect its intended commercial use. It'll also specify GST as an additional cost where applicable.

Offer to Lease Addendum/Amendment

The Offer to Lease Addendum will be renamed to Offer to Lease Addendum/Amendment to reflect its dual use for both amendments and addenda.

Privacy Notice and Consent

This form will be updated to include "brokerage" in the list of entities where information may be disclosed and will also broaden the definition of member boards to include associations.

Help resources

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Buyers remain cautious to begin the fall market

VANCOUVER, BC – October 2, 2024 – Home sales registered on the MLS® in Metro Vancouver1 declined 3.8 per cent year over year in September, suggesting recent reductions in borrowing costs are having a limited effect in spurring demand so far.

Greater Vancouver REALTORS® (GVR) reports that residential sales in the region totalled 1,852 in September 2024, a 3.8 per cent decrease from the 1,926 sales recorded in September 2023. This was 26 per cent below the 10-year seasonal average (2,502).

There were 6,144 detached, attached and apartment properties newly listed for sale on the Multiple Listing Service® (MLS®) in Metro Vancouver in September 2024. This represents a 12.8 per cent increase compared to the 5,446 properties listed in September 2023. This was also 16.7 per cent above the 10-year seasonal average (5,266).

The total number of properties currently listed for sale on the MLS® system in Metro Vancouver is 14,932, a 31.2 per cent increase compared to September 2023 (11,382). This is 24.2 per cent above the 10-year seasonal average (12,027).

Across all detached, attached and apartment property types, the sales-to-active listings ratio for September 2024 is 12.8 per cent. By property type, the ratio is 9.1 per cent for detached homes, 16.9 per cent for attached, and 14.6 per cent for apartments.

GVR Stats Package for September 2024

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Sluggish sales and rising inventories see Fraser Valley moving toward a buyer’s market

SURREY, BC – With active inventories hitting levels not seen in 10 years and sales 30 per cent below the 10year average, Fraser Valley real estate is building towards a buyer’s market if sales continue to lag.

The Fraser Valley Real Estate Board recorded 982 sales in September, down by eight per cent over August and by more than 10 per cent over September 2023. Again, seasonally adjusted sales were the second slowest in a decade in the Fraser Valley.

New listings rose in September, up 21 per cent to 3,352, an increase of 17 per cent year-over-year. Overall inventory increased five per cent from August to September to 9,045, up 39 per cent over last year. The combination of declining sales and rising inventories has helped to create balanced, and in some cases, buyers’, market conditions in the Fraser Valley.

Across the Fraser Valley in September, the average number of days to sell a single-family detached home was 35, while for a condo it was 37. Townhomes took, on average, 30 days to sell.

Benchmark prices in the Fraser Valley dipped again in September, with the composite Benchmark price down 1.4 per cent to $978,800.

FVREB Stats Package for September 2024

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BCREA Highlights Five Critical Housing Issues as BC Election Approaches

The writ dropped on Saturday and the lead-up to the BC election is officially underway. I’m writing to you today to outline the details of the pre-election campaign we are launching at BCREA.

As a nonpartisan association, we do not endorse one party over another. However, we take it upon ourselves to bring attention to important issues within the housing space and work to influence the public and media to ensure relevant housing questions are being asked.

You can read about our five-point election platform on the BCREA website here: 2024 Five-Pillar Election Issues.

We’re focusing on five issues of critical concern:
Issue 1: Expansion of Provincial Trades Education
Issue 2: Housing Tax Reform
Issue 3: Short-Term Rentals
Issue 4: Establishing a Permanent Housing Roundtable
Issue 5: Remaining Problems with New Notice to End Tenancy Rules

We’ll be tackling these issues in the public sphere leading up to the election with a series of targeted opinion articles in the press over the coming weeks and issuing press releases to attract media on an issue-by-issue basis.

In addition, we’re running current advertising on Global Television and CKNW Radio, which brand BCREA as a resource for public real estate information. In October, we’ll move into election messaging on multiple radio stations (CKNW 980, Rock 101.1, 99.3 CFOX, and AM730) and launch a digital media campaign.

In short, you’ll be seeing a lot of BCREA and our key election issues in the media over the coming weeks. I urge you to get involved and amplify some of this messaging on your social channels and in discussions within your community.

If you have any questions or concerns, you can reach out to me directly at thargreaves@bcrea.bc.ca.

Trevor Hargreaves
Senior VP, Policy and Research 
604.742.2798 

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Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.